Clove raises $14M seed, led by Accel

Give your team someone to talk to about money.

Expert-led workshops and live sessions,
tailored to your company.

Clove provides expert-led workshops on pensions, tax, equity, and more. Backed by one-to-one guidance when your team needs it.

Teams using
Clove Workplace

SpectingaRaindropChattermillJumpstartAbatable

Three ways your team gets smarter with money.

Pensions

101

Can I access the money on a junior ISA's in emergencies?

3 votes
3 votes
2 votes
0 votes
0 votes

Your team's money questions, answered live.

Interactive workshops run by qualified advisers on the topics your team actually cares about. They vote on what's next, ask questions as they go, and leave knowing what to do with their money.

50% paid off

A plan built around your life, not just your payslip.

Any employee can book a private session with an adviser who already knows your company's setup. They'll walk away with a financial plan that actually fits their life.

Net worth
Cashflow
Next 10 years

Run the numbers yourself.

Pension, equity, and tax calculators your team can use between sessions. Pick a tool, plug in your numbers, and see what changes. Available anytime, no booking needed.

Your team picks the topics

Built around how your company works

  • Programmes shaped by your benefits, your equity setup, and your team's questions
  • Every employee gets a private 1:1 with a qualified adviser
  • UK-specific guidance on pensions, tax, and reliefs
  • Complex equity structures? EMI, growth shares, vesting schedules. We handle those too
  • All session materials stay on the platform, so nothing gets lost

Hear from the teams
already running Clove.

Teams using
Clove Workplace

RaindropSpectingaChattermillJumpstartAbatable
Christian Owens

Christian Owens

Co-Founder Clove

A word from the founder

Only 9% of people in the UK get professional financial advice.

Not because they don't need it, but because the industry was only ever set up to serve people who are already wealthy.

We started Clove to change that. Your team earns well. They deserve better than a pension portal and a yearly webinar.

£0M

in lost UK output annually
due to financial stress1

0%

Say money worries
hurt performance2

0%

have taken a sick day
over money stress3

1Employee Benefits / Wagestream 2025

2People Management / CIPD 2025

3Workplace Wellbeing Professional 2025

They broke down complex financial topics in a way that felt accessible and genuinely engaging. You can tell they care about helping people feel more confident with money.
Jimena Munoz

Jimena Munoz

Director of People, Abatable

Clove matches teams with experienced financial advisers.

Ruby Potts

Ruby Potts

Meet Ruby

Ruby graduated from Oxford University, before joining William & Partners as their first employee where she helped build a wealth management firm from the ground up. Ruby joined the founding team at Clove because she cares deeply about how people feel about money, and believes everyone deserves to be confident about their finances, whatever that looks like for them.

  • Level 6 Qualified Adviser
  • Former adviser at William & Partners
  • 5+ years with retail, HNW & UHNW clients

FAQ

Tell us about
your team

We'll walk you through how it'd work for your company and show you what it could do for your employees.

Book a 15 minute intro

Team size

We'll be in touch within a business day to confirm a time.