~/clove $ engineering
~/clove $

Engineering at Clove

Most people have never had real help with their money. It was priced for the wealthy and built for the past. We're a small, senior team starting over, building a product that makes people feel confident, in control, a little bit superhuman. If you think from first principles, sweat the last 10%, and take things from vague to shipped, come help us solve the hardest problems in personal finance.

Life at Clove

Life at Clove

A small, world-class team built out of London. Short feedback loops, written-down decisions, and a bias for jumping on a call over writing a novel in Slack.

No standups, no PMs, no mutterings of the word "stakeholders". You'll talk to customers, demo what you shipped, and watch it land in people's hands the same week.

The stack

A deliberately small set of tools we know deeply. Native where it matters, boring where it doesn't, and nothing we'd be afraid to deploy on a Friday.

You won't find a microservice zoo or a half-migrated framework here. When we adopt something new, it's because it earns its place.

We're all-in on AI. We're able to iterate, experiment and ship like never before. If you're the kind of engineer who treats AI as a multiplier, not a gimmick, you'll fit right in.

poppy@clove — zsh
$ clove stack
aiAnthropic · OpenAI
backendGo · Postgres
infraGoogle Cloud · Terraform
iosSwift · SwiftUI · TCA
webReact · TypeScript · Bun
all systems shipping
$

How we build

01

First principles, healthy skepticism

We ask why, challenge assumptions, and look for simpler, better foundations. Then we prototype, measure, and iterate. We enjoy the loop.

02

From vague to shipped

You take ambiguous problems end to end: shape the approach, bring others along, and drive it through to impact. There are no PMs here.

03

Sweat the last 10%

Typography, spacing, motion: the details that make an app feel premium, and using it feel a little bit like having superpowers.

04

It's people's money

Speed everywhere except correctness. Financial code gets the careful review, the tests, and the paranoia it deserves.

Perks & benefits

Doing the best work of your career takes more than a laptop. We look after the rest so you can focus on building.

~/equity

Meaningful ownership

Early-stage equity that actually means something. When Clove wins, you win.

~/flexibility

Flexible by default

Life-friendly. We care about what you ship, not when you're online.

~/kit

Top-spec kit

A maxed-out MacBook Pro and whatever else you need to do your best work.

~/london

A home in London

A proper office to build from together, with good coffee and at least one office dog.

~/offsites

Offsites & dinners

A team offsite once a year (Athens, most recently), with engineering dinners in between.

Don't see a role for you?
Get in touch and tell us how you can make money more human.
Apply

Our process is simple: real conversations with the founding team, practical exercises if they're useful, and clarity about what we expect from each other. No hoops for the sake of it.

Bean status

Archie is growing beans. It's the only standup we have: a weekly all-hands to review bean progress. Attendance is mandatory.

Archie's beans — 19 May 2026
19 May 2026
Archie's beans — 22 May 2026
22 May 2026
Archie's beans — 17 June 2026
17 June 2026

Backed by
world-class investors

Clove has closed a $14 million seed round, with Accel leading the investment.
Air Street Capital
Clove is not authorised by the Financial Conduct Authority. Prior to Clove becoming authorised, none of the information provided is intended as an invitation or inducement to apply for any Clove product or service. All content is for informational purposes only and does not constitute financial advice.This website is operated by Clove Group Limited, a company registered in England & Wales (Company No. 16536239). Registered office: 3rd Floor, 1 Ashley Road, Altrincham, Cheshire, WA14 2DT. Clove Wealth Limited is a company registered in England & Wales (Company No. 16951234).Clove is an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through Clove as its agent.